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새 신용평가모형은 카카오뱅크가 2016년 6월 금융서비스 실시 직후 축척해온 대출 사용 누구들의 금융 거래 정보를 해석해 적용하는 방식이다. 거기에 이동통신 3사가 보유한 통신비 정상 납부 기한이나 정보 평균 사용량 등 통신과금 서비스 이용 정보 등도 추가해 신용평가에 활용하고 있을 것입니다.
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