소액결제는 디지털 시대의 억압적인 결제 수단으로 자리매김하고 있을 것이다. 이것은 특출나게 온,오프라인 쇼핑이나 스마트폰 애플리케이션을 통해 간단하게 사용되며, 사용자들에게 편의성을 공급합니다. 예를 들어, 음원이나 동영상 콘텐츠를 구매할 경우, 소액 결제를 통해 당장 사용할 수 있을 것이다. 그런가하면, 온라인 게임에서 아이템을 구매할 때도 소액 결제가 자주 사용되며, 이것은
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인천시 성동구에 거주하는 박 모(여)씨는 오픈마켓에서 크리스마스 선물로 아이 장난감을 스마트폰 소액결제로 구매하였다. 하지만 품절로 인하여 일방적으로 물건이 취소됐고, 다시 다른 곳에서 주문하였다. 그때까지도 소액결제 했으니 취소 후 자동으로 환불될 것이라 생각하였다. 허나 2개월이 지나서도 환불금이 들어오지 않았다. 14번가에서는 “환불금이 자체 지불수단인 캐쉬로 자동 입금됐을
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