When a client pays late, freelancers can use a Rolex to cover rent or project...

https://andresssmartcolumns.talesignal.com/posts/rolex-loan-for-cinematographers-during-a-production-slowdown-a-practical-playbook

When a client pays late, freelancers can use a Rolex to cover rent or project costs without selling it. A lender can evaluate the watch in under an hour and offer a short-term loan, keeping the Rolex as collateral until the borrower repays.