Small business health coverage is a mess. Group plans and SHOP offer...

https://www.yankee-bookmarkings.win/finding-health-insurance-for-your-team-is-a-headache-you-can-choose-1

Small business health coverage is a mess. Group plans and SHOP offer traditional stability but can be pricey. If you want flexibility, ICHRA allows you to give employees a tax-free stipend to pick their own plans