retirement planning without commissions 5

https://juliet-wiki.win/index.php/Why_You_Might_Want_Financial_Advisors_with_No_Product_Sales

I used to think retirement planning meant paying some advisor a percentage of my savings, but then I found a fee-only planner who charges by the hour instead. No hidden commissions, no products pushed—just straightforward advice on how to allocate my 401(k) and IRA. It feels more honest, like getting a second opinion from a mechanic who won't upsell you on parts you don't need.