Late afternoon the renewal offer sat by the mail pile

https://privatebin.net/?53eb190b7aace2de#GLu8Yb8Ap6z4V4PYo4bDDuJbEp9sFhMV1xT9iN7R4vpZ

Late afternoon the renewal offer sat by the mail pile, and I finally opened it after reading that brokers can show multiple lender options beyond my bank.