Arizona owner-operators can use Rolex-backed short-term loans for payroll,...

https://station-wiki.win/index.php/How_Do_I_Explain_a_Watch-Backed_Loan_to_My_Business_Partner%3F

Arizona owner-operators can use Rolex-backed short-term loans for payroll, deposits, or inventory while bank or SBA funding moves slowly. Lenders often authenticate a watch in under an hour, base loans on liquid wholesale value, and fund in about a day.